Buy & sell calculator
Gold buy and sell value calculator
Dealers buy below the market rate and sell above it. Enter your weight and purity, adjust the spread to match your dealer, and see both sides of the transaction.
You sell — likely dealer payout
Rs 401,615
You buy — likely dealer price
Rs 426,716
Spread you absorb
Rs 25,101 (6.00%)
Market metal value Rs 418,349 · 22K · 11.664 g · rate updated 11-Aug-2026, 9:47 pm PKT
What affects your payout
A dealer's offer is rarely the headline rate. These are the usual deductions.
| Factor | Effect on payout |
|---|---|
| Purity testing | If the piece tests below its stamp, the dealer pays for the tested purity. |
| Weight of stones and solder | Non-gold weight is deducted before valuing the metal. |
| Dealer margin | Typically a few percent below the market metal value. |
| Making charges | Not recoverable — dealers pay for gold content only. |
| Payment method | Cash-settled deals sometimes carry a slightly different rate. |
Buying and selling questions
Will a dealer pay me the rate shown on this site?
No. Our rate is the metal benchmark. Dealers apply a margin below it when buying and above it when selling, which is what the spread setting above models.
What spread should I assume?
It varies by market and by piece. Start with 2% on buying and 4% on selling, then adjust to the quote you actually receive.
Is it better to sell jewellery or bars?
Bars and coins usually attract a smaller deduction because purity is easy to verify and there is no non-gold weight.
Also try the holdings valuation and jewellery price calculator.
Important to know
Rates shown here are for information only and may differ from rates quoted by local jewellers, bullion dealers or Sarafa markets. Gold prices change frequently — always confirm the final rate with your dealer before completing a transaction. Nothing on this page is financial, investment or trading advice.