Islamic · Calculators
Zakat calculator
Zakat is 2.5% of your net zakatable wealth once it exceeds the nisab and a lunar year has passed. The nisab below is calculated from today's live silver and gold rates in Pakistan.
Zakat due
Rs 69,441
Net zakatable wealth Rs 2,777,635
Your wealth is above the silver nisab, so Zakat applies.
Today's nisab in Pakistan
Most scholars in Pakistan advise using the silver nisab, because it is lower and benefits more recipients.
| Basis | Weight | Value today |
|---|---|---|
| Silver nisab | 612.36 g (52.5 tola) | Rs 353,689 |
| Gold nisab | 87.48 g (7.5 tola) | Rs 3,416,511 |
Your calculation, line by line
| Item | Amount |
|---|---|
| Cash, bank and savings | Rs 500,000 |
| Gold (5 tola) | Rs 2,277,635 |
| Silver (0 tola) | Rs 0 |
| Less debts due now | Rs 0 |
| Net zakatable wealth | Rs 2,777,635 |
| Zakat at 2.5% | Rs 69,441 |
Zakat questions
Which nisab should I use?
The silver nisab of 612.36 grams is the common practice in Pakistan because it sets a lower threshold, meaning more people qualify to give.
Is jewellery I wear included?
Gold and silver jewellery is zakatable regardless of whether you wear it. Other personal items such as clothes, a car or your home are not.
Do I deduct my mortgage?
Deduct only amounts genuinely due now, such as this month's instalments and immediate bills — not the entire long-term balance.
When is Zakat payable?
Once your wealth has stayed above the nisab for a full lunar year. Many people settle it in Ramadan simply because it is easier to remember.