Tax & salary
Salary tax calculator for Pakistan
Enter your gross monthly salary to see your annual tax, the amount deducted each month and what actually reaches your account, using the current salaried slabs.
Annual tax
Rs 72,000
Effective rate 4.00%
Monthly deduction
Rs 6,000
Monthly take-home
Rs 144,000
Salaried income tax slabs
Tax is marginal: each rate applies only to the income above that threshold, not to your whole salary.
| Annual taxable income | Tax |
|---|---|
| Up to Rs 600,000 | No tax |
| Rs 600,001 – 1,200,000 | 1% of the amount above Rs 600,000 |
| Rs 1,200,001 – 2,200,000 | Rs 6,000 + 11% of the amount above Rs 1,200,000 |
| Rs 2,200,001 – 3,200,000 | Rs 116,000 + 20% of the amount above Rs 2,200,000 |
| Rs 3,200,001 – 4,100,000 | Rs 316,000 + 25% of the amount above Rs 3,200,000 |
| Rs 4,100,001 – 5,600,000 | Rs 541,000 + 29% of the amount above Rs 4,100,000 |
| Rs 5,600,001 – 7,000,000 | Rs 976,000 + 32% of the amount above Rs 5,600,000 |
| Above Rs 7,000,000 | Rs 1,424,000 + 35% of the amount above Rs 7,000,000 |
Your figures in detail
Useful when you want to check a payslip line by line.
| Item | Amount |
|---|---|
| Gross monthly salary | Rs 150,000 |
| Gross annual salary | Rs 1,800,000 |
| Slab tax | Rs 72,000 |
| Surcharge (abolished for salaried from 1 July 2026) | Rs 0 |
| Total annual tax | Rs 72,000 |
| Annual take-home | Rs 1,728,000 |
Salary tax questions
Is my whole salary taxed at my slab rate?
No. Only the portion above each threshold is taxed at that slab's rate, which is why the effective rate is always lower than the headline slab rate.
What happened to the 9% surcharge on high salaries?
The Section 4AB surcharge on salaried income — 9% of the tax where taxable income exceeded Rs 10 million — was abolished from 1 July 2026. It still applies at 10% to business individuals and AOPs above Rs 10 million, so it is no longer added to a salary calculation.
Which tax year does this use?
Tax year 2026-27 (1 July 2026 to 30 June 2027), under the Finance Act 2026. Employers must apply these slabs to salary withholding from the July 2026 payroll onwards.
Does this include allowances and bonuses?
Enter your total taxable monthly pay including taxable allowances and averaged bonuses. Exempt reimbursements and employer pension contributions are not part of taxable salary.
Should I still file a return if tax is deducted at source?
Yes. Filing keeps you on the Active Taxpayers List, which lowers withholding rates on banking, vehicles and property.